Overview
The purchase of a home is the largest purchase most people make during their lifetime. Dominion Lending Centres wants to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
Now, more than ever, financial institutions are regularly launching new products and programs, making it easier to get into that new home sooner. Today, interest-only loans, self-employment programs, rental purchase programs, vacation property programs, and a host of other innovative financing alternatives are dotting the home purchase landscape, making homeownership a reality for more people than ever.
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
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Our Lenders
Dominion Lending Centres mortgage and leasing professionals shop over 90 different banks, credit unions, and trust companies to meet your financing needs. We will search hundreds of lending products to find the best possible mortgage or leasing solution tailored to you.
FAQs
For homes under $500,000, the minimum is 5%. For homes between $500,000 and $999,999, it is 5% on the first $500,000 and 10% on the remainder. Homes $1M+ require 20%.
Yes, programs like the First Home Savings Account (FHSA) and the Home Buyers' Plan (HBP) allow you to use RRSP funds tax-free for a down payment. We can help you navigate these to maximize your savings.
Once we have your completed documentation, we can often secure a pre-approval within 24–48 hours, giving you the confidence to start your home search.
You should budget for closing costs, which typically range from 1.5% to 4% of the purchase price. This includes home inspection fees, legal fees, title insurance, and property tax adjustments.
A higher credit score helps you qualify for the best interest rates and more flexible mortgage products. We offer guidance on how to improve your score if needed before you apply.
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